Money & net worth, in Arabic and English
MONEY THAT
LOGS ITSELF.
Connect your bank messages and Apple Pay taps once, and Hekta logs your spending
for you, without opening the app. Ask where your money went, in Arabic or English.
01
Three sources
Connect it once.
Your bank’s messages and your Apple Pay taps become rows in your Feed, without
opening the app. And you can always write one yourself.
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Bank messages
One Shortcuts automation hands Hekta each message your bank sends. Hekta reads CIB, NBE, QNB and more by fixed rules, and its AI reads the rest.
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Apple Pay taps
An in-store tap logs itself, with the merchant and the amount. Online purchases still arrive from your bank’s message.
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You
Write what you spent in the bar, paste a message, share or photograph a receipt, or tell Siri “Log an expense with Hekta”.
A row read by fixed rules, from a bank Hekta knows or an Apple Pay tap, saves on its own, and every one can be undone. Anything the AI reads waits for you to confirm it. Any source can be switched to “Ask me first”.
02
One Feed, one bar
What you have, and what’s already spoken for.
Your balance and what’s left to spend share one card at the top of the Feed,
with a bar that shows your pace through the month. Below it is everything that
happened, day by day.
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Ask
One bar, two jobs. Ask where your money went, what’s due, who owes you or what you’re worth, or write what you spent. Nothing you write is saved until you confirm it.
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Free answers
The common questions are answered from your own data straight away and do not use your AI allowance.
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Budgets
Weekly, monthly or yearly, per category or across everything, with a pace line that says whether you are ahead of the calendar.
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What’s coming
Subscriptions and instalment plans, and what’s due next.
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Everything
Accounts, transfers and categories. Every list is in Everything, behind the icon at the top of the Feed.
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Recaps & widgets
A recap of your week each Sunday and your year each December. Home Screen and Lock Screen widgets, and a Control Center control.
03
The Vault
Everything you own, priced today.
Assets are valued on the server from live feeds, in your base currency. When a price
cannot be fetched, Hekta shows a dash rather than a zero.
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Gold
By weight and karat — 24 down to 10K, never ounces. The way you actually buy it.
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Stocks & crypto
Holdings priced live, each with its own subtotal and the date it was last updated.
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Cash
Your accounts join the same total, so net worth is one number and not a spreadsheet.
04
People
What you split, settled.
A trip, a flat, a family. Hekta tracks who paid and works out who owes whom.
Groups are free, with no limit.
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Four ways to split
Equally, by shares, by exact amounts, or by percentage.
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Settle up
Balances per person and per currency, and a settle-up to clear them.
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Lending
A private record of what you lent and borrowed, person by person. Share it with another Hekta user when you both agree.
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Family
A shared household view for up to 5 people. Visibility is off until you turn it on.
