AI money & net worth tracker
TALK TO
YOUR MONEY.
Everything you spend, own, and share, in one private app you run mostly just by
talking to it. The phone here is live. Drive it.
01
The AI input layer
Skip the forms.
Just say it.
Type it, speak it, or photograph it. Hekta turns it into a clean record you confirm.
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Text
“spent 50 on coffee at Starbucks” → a categorized transaction.
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Voice
Tap the mic and say it, logged in seconds.
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Receipt & SMS
Photograph a paper receipt or a bank SMS screenshot and Hekta reads the amount, merchant, and date.
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Or just ask
“How much did I spend on restaurants in March?”
Nothing is ever saved until you tap confirm — the assistant only proposes.
02
Your day-to-day
What you have, and what’s already spoken for.
One card, two figures: the money in your accounts, and what is genuinely left once
your budgets, subscriptions and instalments are counted.
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Accounts
Every account in its own currency, and one balance across all of them.
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Budgets
Weekly, monthly or yearly, per category or across everything, with a pace line that says whether you are ahead of the calendar.
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What’s coming
Subscriptions and instalment plans, due before they surprise you.
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Analytics
Daily, weekly, monthly, yearly, and trends. Plus a recap of your week each Sunday, and your year each December.
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Search
One field for transactions, people, and every screen in the app.
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Widgets
Home Screen and Lock Screen widgets, and Control Center controls.
03
The Vault
Everything you own, priced today.
Assets are valued on the server from live feeds, in your base currency. When a price
cannot be fetched, Hekta shows a dash rather than a zero.
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Gold
By weight and karat — 24 down to 10K, never ounces. The way you actually buy it.
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Stocks & crypto
Holdings priced live, each with its own subtotal and the date it was last updated.
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Cash
Your accounts join the same total, so net worth is one number and not a spreadsheet.
04
People
What you split, settled.
A trip, a flat, a family. Hekta tracks who paid, works out who owes whom, and
suggests the fewest transfers that clear it.
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Four ways to split
Equally, by shares, by exact amounts, or by percentage.
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Split a receipt
Scan it, check the lines, tap who had what, and settle up.
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Settle up
Balances per person, per currency, with suggested settlements.
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Lending
Money lent to one person, tracked on its own, without a group.
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Family
A shared household view for up to 5 people. Visibility is off until you turn it on.